Flood Damage Remediation & Grant Program

Flood Damage Remediation Grant Program

The Town of Norwood (Town) has established the Flood Damage Remediation Grant Program to provide assistance to income eligible homeowners that have suffered property damage associated with the June 28, 2020 storm. This grant program will provide funds to assist eligible homeowners that have suffered severe flood damage to their home and do not have homeowner’s insurance or Flood Insurance to cover expenses associated with flooding. Emergency Assistance Grants of up to $5,000 will be awarded to reimburse homeowners for flood damage clean up, mold remediation, flood damage repair or reconstruction of damaged buildings, heating, electrical, plumbing systems and appliances. 

GRANT PROGRAM TIMELINE:
  •           July 2, 2020 - Grant announcement. 
  •           July 2, 2020 - Grant applications released. 
  •           July 20, 2020 - Initial grant deadline. Applications received after this date may be considered depending on availability of funding. 
  •           August 3, 2020 - Lottery to award grants if needed. 
  •           August 7, 2020 - Initial grant award notifications. (Please note, some awards will be made asap, this is the tentative end date of notifications).
   
AMOUNT OF FUNDING:
Up to $5,000 per homeowner with demonstrated damage expenses greater than or equal to the amount requested.
 
APPROVED USES OF FUNDS:
Grant funds under this program may be used to reimburse income eligible homeowners of owner occupied primary residences:
 
  •         Flood damage clean up
  •         Building repair 
  •         Mold remediation 
  •         Electrical system repair 
  •         Plumbing system repairs 
  •         Heating system repair or replacement 
  •         Appliance replacement  
NON-APPROVED USES OF FUNDS:
Grant funds cannot be used for the following:
 
  •          Replacing personal electronics (TV’s, Computers, Stereo/ sound systems)
  •          Damage outside the home not related to habitability of the structure 
  •          Replacement of furniture and furnishings 
  •          Carpets 
  •          Personal belongings 
  •          Landscaping 
  •          Outbuildings
  
FUNDING SOURCE:
Funding for this program will be provided by: Reallocated unspent grant funds under the advice of counsel with the Civil Defense Act (CDBG program income, DCR unspent design money)
 
CONTACT INFORMATION:
For further information pertaining to this program or to obtain an application, please contact the Manager's Office.
   
ELIGIBLE APPLICANTS
Homeowners that have suffered severe flood damage from the June 28, 2020 storm.
         Owner of a home used as their primary residence.
   
          Tier I  
   Have a combined family income at or below 80% of the median income for the Boston Metropolitan area. 
           Tier II 
    Have a combined family income between 80.1% - 150% of the area median income for the Boston  Metropolitan Area.
         Tier III 
    Have a combined family income more than 150% of the area median income for the Boston Metropolitan Area or be a business or nonprofit.
 
          Have no outstanding tax liens, legal judgements, and are not otherwise subject to denial of a permit as detailed in Chapter O, Revocation or Suspension of Local Licenses, of the General Bylaws of the Town. 
  
INELIGIBLE APPLICANTS:
The following people are NOT eligible for this grant program:
 
  •          Not an owner occupied home. 
  •          People who cannot demonstrate by photographs and receipts paid that they have suffered severe flooding damage. 
  •          People with flood insurance. 
The Town reserves the right to reject any application that is incomplete or does not meet the Program Requirements in the sole opinion of the Town of Norwood.
  
AWARD PROCESS:
After the application period closes, all applications will be reviewed and funding awarded starting with Tier I, followed by Tier II, and if funds remain Tier III.  It is possible that limited funds available will not move beyond Tier I.
  
SUBMISSION REQUIREMENTS:
  1.      Completed application form
  2.      Copies of the 2018 or 2019 tax returns. 
  3.      Receipts for flood damage related clean up, repairs or replacement of appliances 
  4.      Photos documenting flood damage to the house, building systems such as heating or electrical systems or appliances.   
COMPLIANCE WITH FEDERAL FUNDS, LAWS, AND REGULATIONS:
Applicants must comply with all applicable laws.

Tony Mazzucco, MPA, ICMA-CM
General Manager
Town of Norwood