Employee Benefits FAQ
Who is eligible to participate in the Town of Norwood's benefit program?
The Town of Norwood's health plans and benefit options are applicable to personnel who are permanent full-time employees and permanent part-time employees working a regularly scheduled work week of at least 18.75 hours in a 37.5-hour work week or 20 hours in a 40-hour work week, and participate in a public retirement system.
Employees who work less than the hours required per week are not eligible for health benefits. This also includes the Town's Wellness program offerings.
Enrollment Changes and Qualifying Events
Enrollment Changes and Qualifying Events
The Town of Norwood's Insurance Benefits are active from July 1 - June 30. Changes to your benefits may be made during open enrollment in May or if you experience one of the following qualifying events:
- Change in legal marital status, including marriage, death of a spouse, divorce, legal separation & annulment.
- A change in the number of dependents, including birth, death, adoption, and placement for adoption.
- A change in employment status of the employee, or the employee’s or retiree’s spouse or dependent, including termination or commencement of employment, a strike or lockout, a commencement of or return from an unpaid leave of absence, a change in work site, and a change in working conditions (including changing between part-time and full-time or hourly and salary) of the employee, the employee’s or retiree’s spouse or dependent which results in a change in benefits they receive under a health or dental plan.
- A dependent ceasing to satisfy eligibility requirement for coverage due to attainment of age, student status, marital status, or other similar circumstances.
- A change in place of the employee, retiree or their spouse or dependent and the current carrier is not available.
- Significant cost or coverage changes.
- Family Medical Leave Act (FMLA)
- Judgements, decrees or orders.
- A change in coverage of a spouse or dependent under another employer’s plan.
- Open enrollment under the plan of another employer.
- Health Insurance Portability and Accountability Act (HIPPA) special enrollment rights for new dependents and in the case of loss of other insurance.
- COBRA-qualifying event.
- Loss of coverage under the group health plan of a governmental or education institution (a state's children's health insurance program, medical care program of an Indian tribal government, state health benefits risk pool, or a foreign government group health plan).
- Entitlement to Medicare or Medicaid.
- Any other situations in which the group health or dental plan is required by the applicable federal or state law to allow a change in coverage.
Employee Health Insurance Information & Forms
The Town of Norwood offers a competitive health insurance through the Group Insurance Commission (GIC). The mission of the Group Insurance Commission (GIC) is to provide high-value health insurance and other benefits to state employees, retirees, and their survivors and dependents.
Helpful GIC Links:
Health Insurance Forms:
- GIC Enrollment/Change Form - Active Employees
This form (Form-1MUN) is for enrolling in or changing your election of health insurance. Use this form as a new hire, at Annual Enrollment, within 60 days of a documented qualifying status change, name and address changes, and for divorce and remarriage notifications. Use this form to add or drop your spouse and dependent(s) from coverage during Annual Enrollment and within 60 days of a documented qualifying status change
- GIC Enrollment/Change Form- Retiree/Survivor
This form is for state and municipal retirees and survivors. Use this form to enroll in GIC health insurance coverage for the first time at retirement, during Annual Enrollment, for an address change, within 60 days of a documented qualifying status change, and if you are a new municipal survivor applying for coverage for the first time.
During Annual Enrollment and within 60 days of a qualifying status change, use this form to add or drop your spouse or dependent(s). Other forms in this section include the required Medicare Part D Opt-in form for UniCare OME members and the dis-enrollment form for current Fallon Senior Plan, Tufts Medicare Preferred, and UniCare Medicare Extension (OME) members.
- Employment Status Change Form
This form is for when you have an employment status change including transferring to or from your municipality, terminating municipal employment, and at retirement.